MELBOURNE, FL — (CNN) Hurricane Matthew, a “very dangerous” Category 3 storm, is expected to hit Florida Friday, before turning north and heading up the US coast.

CNN reporters are in areas under threat. Here’s what we’re seeing on the ground, beginning in the south of Florida and continuing north on the storm’s path.

Daytona Beach, Florida

Conditions have deteriorated significantly in the last 24 hours. Bands of wind and rain keep getting stronger and stronger — this is just the very beginning.

Most stores on the boardwalk have been boarded up; water is surging and coming up higher and higher on the pier.

Daytona Beach’s no-nonsense police chief, Michael Chitwood, is out and about, warning those who haven’t left: “There will be a point where we can’t rescue you.”

Daniel Myara of Crusin’ Cafe is boarding up, and staying put. He plans to stay open even though he’s only 150 yards from the beach. He’s lived in town for 25 years and knows this storm is going to be bad.

But Myara said riding out the storm at his business and securing it is most important to protect it.

“We’re going to try and hunker down here,” he said.

Abdul owns a gas station in the area and is no stranger to dangerous situations. He survived war in Lebanon before coming to America 25 years ago.

He’s ridden out storms in a back room of the gas station before. But not this time. This storm scares him too much. So he’s heading away from the gas station Thursday night to be with his family, safely away from the beach.

“Mother Nature is very tough,” he said. “This is going to be like 1992 in Andrew … it doesn’t look good.”

— CNN’s Sara Sidner

The mood has definitely shifted from a cautious, but spirited, optimism, to a sense of “we gotta get the hell out of here” panic since we arrived on Wednesday.

The hotel and beaches in Daytona have since been abandoned.

Tony Silcox arrived on Monday from Indianapolis with his girlfriend and her daughter to hunt for their retirement home. Silcox knew Matthew was coming, but thought it would stay at sea. He’s staying on the bottom floor of the Dream Inn.

“I’m a little nervous,” he said. “A little scared.”

As for provisions: “We have lunch meat, chips and beer,” he said.

Silcox isn’t alone.

Jeff Grady, who lives just across the street from the ocean, plans to stay. The 32-year-old chef said he’ll be riding it out in his second-floor apartment with eight or nine other people.

— CNN’s Kevin Conlon and Boris Sanchez

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Jacksonville, Florida

At a BP gas station near the airport in Jacksonville, Florida, drivers fueled up as they made their way to safer ground ahead of the storm. Manager Yoegess Patel said a steady stream of people has been gassing up all day.

“We may close tomorrow night,” he said, adding that though he’s worried, he has no plans to board up the station.

Some residents found refuge at the Salvation Army shelter downtown. About 60 were sleeping there Thursday night, many of them homeless. The shelter can house up to 120 people.

Meg Nicewanner flew in from Ohio this morning, where she had been working. The Orange Park resident said she wanted to get back to Florida, her home and family. She is nervous about the storm’s path, adding that this area has been very lucky in the past. “It’s probably time for a hit,” Nicewanner said.

June Waltrip, from Maryland, arrived on Amelia Island on Wednesday for her son Matthew’s wedding. Then they were evacuated. Waltrip was on her way to Orlando, where the wedding was moved.

“I think my son feels bad that his name is Matthew right now,” she said.

— CNN’s Robert Ray, Jason Morris and Rosa Flores
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Tybee Island, Georgia

Many people here are following evacuation orders, but some have chosen to stay and ride it out as long as they can.

Karen Kelly runs a bed and breakfast and is stocked with food. She is staying for now because she feeds several elderly residents with no cars, and she doesn’t want to leave them. Kelly said she may change her mind on Friday, based on the track of the storm.

The mayor of Tybee is urging people to evacuate, even bringing in school buses to get residents out if they don’t have a car or place to go. But we only saw a handful of people get on the buses, which were headed for Augusta, Georgia.

Storm surge predictors for a Category 2 to 3 storm in Tybee Island are 11 to 15 feet.

— CNN’s Sara Ganim and Lawrence Crook

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Savannah, Georgia

An army of school buses is on hand at the Savannah Civic Center to help people evacuate. There’s a mandatory evacuation order here in Chatham County. The buses were up and running until midnight Thursday, taking people to Augusta, Georgia. The buses planned to shuttle people north again from 6 a.m. to noon on Friday.

One woman needed help getting onto the bus, and a local firefighter stepped up.

Those who can’t make it to the civic center can be picked up at local bus stations, where buses with the word “evacuation” on top will come get them.

Jerry Taendler got a knock on the door from police to tell him about evacuating. He fears what will remain if Savannah is in Hurricane Matthew’s path.

“I don’t think my apartment complex will be there if the storm really hit,” he said.

— CNN’s Stephanie Elam and John Murgatroyd

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Charleston, South Carolina

The streets are mainly empty as remaining residents or business owners are boarding up or stocking up on supplies.

Stores are running out of bottled water, and there are long lines at the gas station. Some businesses were open Thursday: a coffee shop, a bar down the street. But most of the places that are open will close Friday.

Some locals are staying at the Tides Hotel on Folly Island because the building is reinforced with “hurricane-proof” windows.

The island is low-lying, so the greatest concern at this point is the storm surge.

— CNN’s Gregory Clary and Brian Todd

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